A Fresh Take On Mortgage Services

Our Services

Dozens of mortgage brokers serve residents of the greater Miami and Fort Lauderdale area, but many can leave you with a bad taste in your mouth. At Mint Mortgage, our focus is empowering our clients to make informed decisions and find home loans that fit their immediate and long-term goals.

Founded in 2005 by the husband/wife team of Vince Lopez and Rocio Portella, our business is based in Miramar, FL, and is a division of Point Mortgage.

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Our CommitMINT to Clients

Homeownership is a way to create stability, security, and wealth through a home’s equity. We make it our priority to put our client’s needs before our bottom line. Our team does everything it can to make the home buying experience amazing for the client. With Mint Mortgage, you can rest assured you are working with mortgage brokers who care about you and have your best interests in mind.
clients| Mint Mortgage Miramar, FL

Our Programs Include:

First Time Home-Buyers

Especially for first-time homebuyers, finding the right home and applying for a mortgage is an exciting, complicated, and sometimes confusing process. When you choose us as your lender, we will walk you through the available loans and down-payment assistance. We are here to help you find the best loan package to fit your family’s needs.

Fixed-Rate Mortgages (FRM)

A fixed-rate mortgage is the most common type of home loan. During the loan’s lifetime, the monthly principal payments and interest payments remain the same.

FHA Loans

An FHA loan is a popular mortgage program for many families, especially first-time home buyers. These types of home loans are insured by the Federal Housing Administration (FHA), which allows borrowers to get lower rates with a minimal down payment. This may be the right option for homebuyers with little savings or a low credit score.

VA Loans

These loans are mortgages guaranteed by the Department of Veteran Affairs. This program is designed to help our veterans achieve their dreams of homeownership through benefits such as low-interest rates and no down payment requirement.

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Adjustable Rate Mortgages (ARM)

For this type of mortgage, the interest payments shift during the loan’s lifetime, depending on current market conditions. However, in most cases, these loans have a fixed interest rate for a set period before the rates are adjusted.

Hybrid ARMs

Also known as fixed-period adjustable-rate mortgages, this type of loan combines the features of fixed-rate and adjustable-rate mortgages. At the beginning of its term, this type of loan starts with a fixed interest rate for a set number of years (usually, three, five, seven, or ten). After this period is up, the loan converts to an ARM for a set number of years. For example, a 10/1 ARM would be a 30-year hybrid loan with a fixed rate for ten years and an adjustable-rate for 20 years.

Interest-Only Mortgages

With these home loans, borrowers make monthly payments (for a specified period) solely toward the accruing interest on a loan, rather than the principle.

Graduated Payment Mortgages

With a graduated-payment mortgage, your mortgage payments increase annually for a predetermined amount of time (e.g., five or ten years). It then becomes fixed for the remaining duration of the loan.

Why choose Mint? Because you deserve better. To begin your pre-approval process or learn more about our available programs, please contact us at 305-228-7600.

Mint Mortgage
3601 SW 160 Avenue
Suite 320
Miramar, FL 33027

Phone: 305-228-7600

Fax: 305-520-0200

Email: info@mymintmortgage.com

Company NMLS: #4130876
NMLS #231073